Buying a home is easier if you’re white

That’s according to a new study of mortgage approval rates by the online real estate website Zillow. The study found that white people who apply for a conventional mortgage are denied just over 10% of the time. By contrast, blacks who apply for the same loans are denied nearly 28% of the time, while Hispanics Continue Reading Learn more


For The Black Middle Class, Housing Crisis And History Collude To Dash Dreams

Grattan (left) and Evelyn Betancourt stand in front of their home in Fort Washington, Md., in one of the wealthiest majority-black counties in the United States: Prince George’s, just east of Washington, D.C. But the reality, Grattan says, is “that many people here, even though they’ve lived here for many years, are fighting to save Continue Reading Learn more


The Steady Rise of Renting

The Great Housing Reset marches on, especially in superstar cities and prominent tech hubs. Writing in the wake of the great financial crisis of 2008, I argued that the ultimate impact of the crash would be a “Great Reset,” as the U.S. gradually shifted away from its decades-long obsession with suburban homeownership and toward a greater role for Continue Reading Learn more


Housing and Housing Finance

Are gains in black homeownership history? Black History Month celebrates the progress toward racial equality the United States has achieved and reminds us of the work that remains. Gains in black homeownership have been hard won, which amplifies our concern that in the last 15 years, black homeownership rates have declined to levels not seen Continue Reading Learn more


In fair housing, residential integration is key – and it’s up to you

Due to this systemic discrimination and policy failures, homeownership among people of color has barely changed in 50 years. (Star-Ledger file photo)   By Star-Ledger Guest Columnist By Demelza Baer    Fifty years ago, when President Lyndon B. Johnson signed the Fair Housing Act of 1968 into law, he proclaimed, “We have passed many civil rights pieces Continue Reading Learn more


Money: Sobering Stats on African-American Financial Progress and Wealth

Late last year, The Washington Post wrote that African Americans were the only group that showed no economic improvement since 2000. sThey based their conclusions on CENSUS data. This year there was even more sobering news in a report by the Economic Policy Institute (EPI). The new study issued last week found “no progress” for Continue Reading Learn more


Bias in Real Estate Topic At NAREB Meet

Learn more


Real Estate Brokers Hear Plan for Fair Housing

Learn more


The Early History of NAREB by W.D. Morrison Jr.

Learn more


Minority Homeownership Continues to Lag, Reports Say

Researchers find disparity in rate of ownership between black families and white, especially in the Northeast and Midwest Overall U.S. homeownership rate rose to 64.2% in the fourth quarter of 2017, but some minority families have struggled to recover from the foreclosure crisis. PHOTO: JOE RAEDLE/GETTY IMAGES By Laura Kusisto Feb. 27, 2018 4:31 p.m. ET Minority Continue Reading Learn more


50 years after the Kerner Commission

African Americans are better off in many ways but are still disadvantaged by racial inequality Report • By Janelle Jones, John Schmitt, and Valerie Wilson • February 26, 2018 The year 1968 was a watershed in American history and black America’s ongoing fight for equality. In April of that year, Martin Luther King Jr. was assassinated in Memphis and riots Continue Reading Learn more


Kept out: Loophole in law for the poor spurs gentrification

Learn more


5 Reasons To Promote Black Home Ownership In America.

( After hitting a 50 year low in black home ownership during the housing crisis, the numbers are finally on the rise again. Still, nationally, a little more than 40% of African-Americans are home owners. Considering today’s market, we should be promoting black home ownership for many reasons including investing in our futures. Here are the top reasons to educate Continue Reading Learn more


U.S. homeownership rate still lags recession years

A booming housing market and strong employment gains haven’t yet moved the needle much on a low U.S. homeownership rate. Minority homeownership rates remain disturbingly low, but generally homeownership trends ran a litter higher in 2017. The year ended with a national homeownership rate at 64.2 percent (or 64 percent seasonally adjusted), according to the Continue Reading Learn more


Homeownership rate reaches highest level in three years

Learn more


NAREB Past President Q V Williamson, and other NAREB Leaders with Rev. Dr. King

NAREB Past President Q V Williamson, and other NAREB Leaders with Rev. Dr. King at the San Francisco Airport after Dr. Kings Speech at the August 10, 1967 Convention at the Fairmont Hotel. #NAREB, #DEMOCRACYINHOUSING, Learn more


The Cities Where African-Americans Are Doing The Best Economically 2018

Learn more


Fannie, Freddie expand neighborhood stabilization efforts to 10 new markets

Three years ago, Federal Housing Finance Agency Director Mel Watt announced the “Neighborhood Stabilization Initiative,” an effort to assist homeowners in communities that were disproportionally affected by foreclosures. The program is conducted as a partnership between Fannie Mae, Freddie Mac, and the National Community Stabilization Trust, a national non-profit specializes in stabilization efforts in distressed communities. The program matches distressed REO properties Continue Reading Learn more


The Boeing Boom elevated the Seattle area’s black homeowners. The tech boom? Just the opposite, as the region’s rate of homeownership ranks among the lowest in the country.

Gene Balk / FYI Guy Originally published June 12, 2017 at 6:00 am Updated July 10, 2017 at 4:04 pm The rise and dramatic fall of King County’s black homeowners The Boeing Boom elevated the Seattle area’s black homeowners. The tech boom? Just the opposite, as the region’s rate of homeownership ranks among the lowest in Continue Reading Learn more


The Crisis in Black Homeownership

The Crisis in Black Homeownership How the recession turned owners into renters and obliterated black American wealth. By Jamelle Bouie An all-too-rare scene.Photo courtesy of Jupiterimages/Thinkstock In 2005, three years before the Great Recession, the median black household had a net worth of $12,124. Yes, this was far behind the median white household—which had a net worth Continue Reading Learn more